LIC ADO Exam is the for the recruitment for the Apprentice Development Officer. Candidates in this job are basically responsible for the recruitment of recruiting people as LIC Insurance Agents and inspecting existing policies. LIC (Life Insurance Corporation) is a reputed insurance agency.

Many candidates appear in the LIC ADO exam for the recruitment of Apprentice Development Officer post. In this article, you’ll get all the information regarding the ADO Exam along with Exam Dates, Eligibility Criteria.

According to 7th Pay Commission
Basic pay (Per Month)Payscale
Rs. 21,86521865-55075/-

➼ LIC ADO Exam Dates

LIC ADO 2020
Official Application2 FEB
Prelims Exam4 April 2020
Mains EaxmWill be Informed
Final ResultSeptember/October 2020

The selection procedure for the LIC ADO examination for the recruitment of Apprecident Development Officer is mentioned below.

  1. Written Exam
    Phase – I:  Preliminary Examination
    Phase – II: Mains Examination
  2. Personal Interview 
  3. Medical Test

➼ LIC ADO Exam Pattern

➼ Prelims

LIC ADO Exam TopicsTotal number of questionsTotal MarksTime Period
Reasoning353520 min
Numerical Ability353520 min
English language303020 min
Total1007060 min

➼ Mains

PaperNo. of
Max. MarksDuration of Exam
(Reasoning Ability & Numerical Ability)
5050Composite 120 Min.
(General Knowledge Current Affairs and
English Language)
(Insurance and Financial Marketing
Awareness with special emphasis on
knowledge of Life Insurance and Financial Sector)
Total150150120 min
PaperNo. of
Max. MarksDuration of Exam
(Reasoning Ability & Numerical Ability)
2510Composite 120 Min.2515
(Elements of Insurance and Marketing of Insurance)
Total100150120 min
PaperNo. of
Max. MarksDuration of Exam
Paper-I (Reasoning Ability & Numerical Ability)2525Composite 120 Min.
(General Knowledge Current Affairs and
English Language)
(Practice and Principle of Insurance Marketing)
Total100150120 min

➼ Interview

Candidates who clear the Prelims and Mains examination are eligible for the Personal Interview. It’s very necessary for you to clearly state your thoughts to the interviewers.

As a result, you need to focus on brightening your communication skills and body language. Some candidates are blessed with such skills. Some require practice to become excellent communicators of their ideas.

Candidates with no communication skills can contact those who have already appeared in the Civil Services Examinations or any other examination, to get useful suggestions from them. Because this portion of the Civil Services Examination is not designed to judge someone’s expertise on a subject. However, a candidate must speak from the heart or answer all questions honestly.

There is a common misconception among the candidates that if they lie about their hobby just to get through the interview, it will never help them.

Interviewers are not just to ask questions, but to evaluate a candidate’s personality and ability to evaluate whether a ‘no’ is a ‘no’, it cannot be changed to a ‘yes’ and vice versa.

Medical Test

Candidates who are found medically fit for the post according to their norms will be eligible for the post. Hence, the final merit list will be declared for the ADO post.

➼ LIC ADO Exam syllabus

  1. Mathematical Reasoning
  2. Syllogism
  3. Linear and Circular Sitting Arrangements
  4. Puzzles
  5. Alphabet Series
  6. Coding-Decoding
  7. Distance and Direction
  8. Blood Relations
  9. Statements and Conclusions
  10. Statements and Arguments
  11. Number Series
  12. Clocks and Calendars
  13. Data Interpretation
  14. Mirror Images
  15. Decision Making
  1. SimplificationNumber Series,
  2. Quadratic Equations,
  3. AveragePercentage,
  4. Time & Work,
  5. Area,
  6. Profit & Loss
  7. Simple & Compound Interest
  8. Time & Speed,
  9. Investment
  10. HCF, LCM,
  11. Problem On Ages
  12. Bar Graph,
  13. Pictorial Graph,
  14. Pie Chart
  1. Current affairs of National & International news
  2. Indian Current Events
  3. Banking Awareness, General Science, General Knowledge
  4. Science, Technology, Sports, Culture & Banking Sector
  5. Budget and Five Year Plans
  6. Principles of Insurance
  7. Current events from Sports
  8. Awards and Honors, Science – Inventions and Discoveries
  9. Countries, Capitals, and Currencies
  10. History of India
  11. Indian Economics, Indian Constitution and Indian Politics
  1. Grammar
  2. Vocabulary
  3. Reading Comprehension

The topics included in this section are:

  1. Synonyms, Antonyms, Sentence Error and Sentence correction.
  2. Fill in the blanks, Sentence Arrangement/ Word Arrangement.
  3. Comprehension & Cloze Test.
  4. Vocabulary questions, Para connectors, para completion, para restatement, paragraph inference, para fillers
  5. Idioms & Phrases
  1. Financial Awareness
    Indian Financial Market
    Capital markets and the government
    Stock markets and Bond markets
    Money markets and their role in the financial system
    Mutual Funds, Insurance Industry, Regulatory Agencies and Insurance Industry
    Derivatives markets and private investing, Primary markets and secondary markets
    The study of the foreign exchange interbank market, Special Statutes for Certain Financial Intermediaries
    Establishment of FSDC, Financial Stability and Development Council, International Financial Organization
  2. Insurance Market Awareness
    Introduction and History of Life Insurance, History of General Insurance, Types of Insurance, Indian Insurance Market, Insurance Current Affairs, Insurance Ombudsman, Bancassurance and Current insurance schemes
    ULIP (Unit Linked Insurance Plan Public), Sector Insurance Companies, Glossary of Insurance Terms, Private Sector Insurance Companies.
    Employment State Insurance Scheme (ESIS), Abbreviations related to Insurance Industry. Other important topics related to Insurance Awareness, Schemes related to Insurance (PMFBY, PMJJBY, PMSBY etc.)
  3. Indian Financial System
  • Financial Institutions
  • Financial Assets
  • Financial Services
  • Financial Markets

➼ Eligibility

➼ Age Limit

  1. The candidates should more than 21 years of age 
  2. Less than 30 years.

➼ Experience

CategoryLIC ADO Recruitment (Urban)LIC ADO Recruitment (Rural)
LIC EmployeeExperience required
Minimum 3 years of service in Grade III post
Lic AgentMinimum experience of 5 years as an agent or as a DSE/FSEMinimum experience of 4 years as an agent or as a DSE/FSE
OthersPreference would be given to candidates having a minimum of 2 years experience in LIC industry

➼ Education Qualification

Candidates first requirement is to have a Bachelor’s Degree of a University in Indian approved for the Insurance Institute of India, Mumbai.

➼ How to apply for LIC ADO?

  1. Go to the LIC’s website >> click on the ‘Careers’  >> open the link “ Recruitment of AE/AA/AAO(Specialist).
  2. To register application, choose the tab >> “Click here for New Registration”. Enter necessary details (Name, Contact details and Email-id). A Provisional Registration Number / Password will be generated and displayed on the screen. Note:- Candidate should note down the Provisional Registration Number and Password. An Email & SMS indicating the Provisional Registration number and Password will also be sent.
  3. If a candidate is unable to complete the application form in the first attempt, he/she can save the data already entered by choosing “SAVE AND NEXT” tab.
    Note:- Prior to submission of the online application, candidates are advised to use the “SAVE AND NEXT” facility to verify the details in the online application form and modify the same if required. Visually Impaired candidates should fill the application form carefully and verify/ get the details verified to ensure that the same are correct prior to final submission.
  4. As no change will be possible/ entertained after clicking the FINAL SUBMIT BUTTON. Therefore, carefully fill and verify the details filled in the online application themselves.
  5. The Name of the candidate or his /her Father/ Husband etc will appear in the Certificates/ Mark sheets. Any change/alteration found may disqualify the candidature.
  6. Validate your details >> Save your application by clicking the ‘Validate your details’ >> ‘Save & Next’ button.
  7. Upload Photo & Signature >> fill other details of the Application Form.
  8. Preview Tab will give a preview to verify the entire application, “modify” if required >> FINAL “SUBMIT”.
  9. Click the ‘Payment’ Tab >> proceed for payment.
  10. Hit the ‘Submit‘ button.
  11. The list of examination centre for preliminary & main examination is given in Annexure-I
  1. Candidates need to download the admit card from the official website of LIC.
  2. On the home page, click on the ‘Careers’ page.
  3. On the link ‘ Admit card download.’
  4. Enter the registered ID and password given while the application process.
  5. Click submit button
  6. Download the admit card and take a printout of it.

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